:root{
  --primary:#1997b5; --primary-dark:#127690; --primary-light:#e6f4f8;
  --secondary:#4a5568; --dark:#1a202c; --gray:#4a5568; --muted:#718096;
  --light:#f7fafc; --border:#e2e8f0; --bg-card:#fff;
  --accent:#ed8936;
  --shadow:0 4px 14px rgba(0,0,0,.06);
  --shadow-lg:0 12px 32px rgba(0,0,0,.1);
  --radius:8px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Open Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--dark); line-height:1.65; background:#fff;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-decoration:none;transition:color .15s}
a:hover{color:var(--primary-dark)}
.container{max-width:1200px;margin:0 auto;padding:0 24px}

/* Top bar */
.topbar{background:var(--primary-dark);color:#fff;font-size:.88rem;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.topbar a{color:#fff;font-weight:600}
.topbar a:hover{color:#fff;opacity:.85}
.topbar-links{display:flex;gap:18px}

/* Header */
.site-header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;box-shadow:0 1px 3px rgba(0,0,0,.03)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;padding:14px 24px}
.brand img{height:60px;width:auto}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--dark);font-weight:600;font-size:.92rem;padding:10px 12px;border-radius:6px;transition:all .15s;position:relative}
.nav a:hover{background:var(--primary-light);color:var(--primary-dark);text-decoration:none}
.nav a.active{color:var(--primary)}
.nav-toggle{display:none;background:none;border:2px solid var(--dark);border-radius:6px;padding:8px 10px;cursor:pointer;flex-direction:column;gap:4px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--dark)}

/* Services dropdown */
.nav-dropdown{position:relative}
.nav-dropdown-menu{
  display:none;position:absolute;top:100%;left:0;
  background:#fff;box-shadow:var(--shadow-lg);border-radius:8px;
  min-width:260px;padding:8px 0;z-index:200;border:1px solid var(--border);
}
.nav-dropdown:hover .nav-dropdown-menu{display:block}
.nav-dropdown-menu a{display:block;padding:10px 18px;border-radius:0;font-size:.9rem;font-weight:500}

/* Buttons */
.btn{
  display:inline-block;padding:12px 26px;border-radius:6px;font-weight:600;
  font-size:.95rem;border:2px solid transparent;cursor:pointer;
  transition:all .2s;text-align:center;line-height:1.2;
}
.btn-primary{background:var(--primary);color:#fff;border-color:var(--primary)}
.btn-primary:hover{background:var(--primary-dark);border-color:var(--primary-dark);text-decoration:none;color:#fff;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-outline{background:transparent;color:var(--primary);border-color:var(--primary)}
.btn-outline:hover{background:var(--primary);color:#fff;text-decoration:none}
.btn-outline-white{background:transparent;color:#fff;border-color:#fff}
.btn-outline-white:hover{background:#fff;color:var(--primary-dark);text-decoration:none}
.btn-lg{padding:16px 34px;font-size:1.02rem}

/* Hero */
.hero{
  position:relative;color:#fff;padding:100px 0 120px;overflow:hidden;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 60%, #16a5c5 100%);
}
.hero::before{
  content:"";position:absolute;top:0;left:0;right:0;bottom:0;
  background: radial-gradient(circle at 80% 20%, rgba(255,255,255,.1), transparent 40%),
              radial-gradient(circle at 20% 80%, rgba(255,255,255,.08), transparent 40%);
  pointer-events:none;
}
.hero .container{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:60px;align-items:center}
.hero .eyebrow{
  display:inline-block;background:rgba(255,255,255,.15);color:#fff;
  font-weight:600;padding:6px 14px;border-radius:20px;font-size:.8rem;
  text-transform:uppercase;letter-spacing:1px;margin-bottom:20px;backdrop-filter:blur(10px);
}
.hero h1{font-size:2.9rem;font-weight:700;line-height:1.15;margin-bottom:22px}
.hero h1 span{color:#fff;position:relative;display:inline-block}
.hero h1 span::after{
  content:"";position:absolute;bottom:2px;left:0;right:0;height:8px;
  background:rgba(255,255,255,.25);z-index:-1;border-radius:4px;
}
.hero .lede{font-size:1.15rem;color:rgba(255,255,255,.9);margin-bottom:32px;line-height:1.6}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-phone{
  background:rgba(255,255,255,.1);backdrop-filter:blur(10px);
  border:1px solid rgba(255,255,255,.2);border-radius:12px;padding:24px;
  margin-top:32px;display:inline-flex;gap:16px;align-items:center;
}
.hero-phone-icon{
  width:52px;height:52px;background:#fff;color:var(--primary);
  border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.5rem;
}
.hero-phone-text{color:#fff}
.hero-phone-text .label{font-size:.8rem;text-transform:uppercase;letter-spacing:1px;opacity:.85}
.hero-phone-text .num{font-size:1.5rem;font-weight:700}
.hero-image{position:relative;text-align:center}
.hero-image-inner{
  background:rgba(255,255,255,.1);backdrop-filter:blur(20px);
  border:1px solid rgba(255,255,255,.2);border-radius:16px;padding:40px 30px;
  text-align:center;
}
.hero-image-inner .badge-title{color:#fff;font-size:1.05rem;font-weight:600;margin-bottom:16px}
.hero-features{list-style:none;padding:0;text-align:left}
.hero-features li{
  color:#fff;padding:12px 0 12px 34px;position:relative;font-size:.98rem;
  border-bottom:1px solid rgba(255,255,255,.15);
}
.hero-features li:last-child{border:none}
.hero-features li::before{
  content:"✓";position:absolute;left:0;top:11px;color:#fff;
  background:rgba(255,255,255,.2);width:24px;height:24px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:800;
}

/* Trust bar */
.trust-bar{background:var(--light);padding:30px 0;border-bottom:1px solid var(--border)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
.trust-item{padding:0 10px}
.trust-item .num{font-size:2rem;font-weight:700;color:var(--primary);line-height:1}
.trust-item .label{font-size:.85rem;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;margin-top:8px}

/* Sections */
.section{padding:80px 0}
.section-alt{background:var(--light)}
.section-primary{background:var(--primary);color:#fff}
.section-header{text-align:center;max-width:720px;margin:0 auto 56px}
.section-header .eyebrow{
  color:var(--primary);font-weight:700;text-transform:uppercase;letter-spacing:2px;
  font-size:.82rem;margin-bottom:12px;display:block;
}
.section-header h2{font-size:2.4rem;font-weight:700;margin-bottom:16px;line-height:1.2;color:var(--dark)}
.section-header p{color:var(--muted);font-size:1.08rem;line-height:1.6}

/* Services grid */
.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px}
.service-card{
  background:#fff;border:1px solid var(--border);border-radius:12px;
  padding:32px 28px;transition:all .25s;position:relative;overflow:hidden;
}
.service-card::before{
  content:"";position:absolute;top:0;left:0;height:4px;width:100%;background:var(--primary);
  transform:scaleX(0);transform-origin:left;transition:transform .3s;
}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--primary-light)}
.service-card:hover::before{transform:scaleX(1)}
.service-icon{
  width:56px;height:56px;background:var(--primary-light);color:var(--primary);
  border-radius:12px;display:flex;align-items:center;justify-content:center;
  font-size:1.6rem;margin-bottom:20px;
}
.service-card h3{font-size:1.2rem;margin-bottom:12px;font-weight:700;color:var(--dark)}
.service-card p{color:var(--muted);font-size:.95rem;margin-bottom:16px}
.service-card .learn-more{color:var(--primary);font-weight:600;font-size:.9rem}
.service-card:hover .learn-more{text-decoration:underline}

/* Why us */
.why-us-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.why-us-list{list-style:none;padding:0}
.why-us-list li{
  padding:20px 0 20px 60px;position:relative;border-bottom:1px solid var(--border);
}
.why-us-list li:last-child{border:none}
.why-us-list li::before{
  content:"";position:absolute;left:0;top:22px;width:40px;height:40px;
  background:var(--primary-light);border-radius:50%;
}
.why-us-list li strong{
  display:block;color:var(--dark);font-size:1.1rem;margin-bottom:6px;
}
.why-us-list li span{color:var(--muted);font-size:.95rem}
.why-us-list li .icon{
  position:absolute;left:12px;top:32px;color:var(--primary);font-size:1rem;font-weight:800;z-index:1;
}

/* Team grid */
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:30px}
.team-card{
  background:#fff;border:1px solid var(--border);border-radius:12px;
  overflow:hidden;text-align:center;transition:all .25s;
}
.team-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.team-photo{aspect-ratio:1/1;background:var(--light);overflow:hidden}
.team-photo img{width:100%;height:100%;object-fit:cover}
.team-info{padding:22px 20px}
.team-name{font-size:1.15rem;font-weight:700;color:var(--dark);margin-bottom:4px}
.team-quals{font-size:.85rem;color:var(--muted);margin-bottom:10px}
.team-role{color:var(--primary);font-size:.9rem;font-weight:600;line-height:1.4}

/* CTA band */
.cta-band{
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color:#fff;padding:70px 0;text-align:center;
}
.cta-band h2{font-size:2.2rem;margin-bottom:16px;font-weight:700}
.cta-band p{font-size:1.15rem;margin-bottom:28px;opacity:.95;max-width:640px;margin-left:auto;margin-right:auto}
.cta-band .actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* Page hero (inner pages) */
.page-hero{
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color:#fff;padding:70px 0 60px;text-align:center;position:relative;
}
.page-hero::before{
  content:"";position:absolute;top:0;left:0;right:0;bottom:0;
  background:radial-gradient(circle at 70% 30%, rgba(255,255,255,.1), transparent 40%);
}
.page-hero .container{position:relative;z-index:1}
.page-hero h1{font-size:2.6rem;margin-bottom:12px;font-weight:700}
.page-hero p{color:rgba(255,255,255,.9);font-size:1.15rem;max-width:640px;margin:0 auto}
.breadcrumbs{margin-bottom:20px;font-size:.88rem;color:rgba(255,255,255,.75)}
.breadcrumbs a{color:rgba(255,255,255,.9)}
.breadcrumbs a:hover{color:#fff}

/* Page content */
.page-content{padding:70px 0}
.page-content h2{font-size:1.9rem;margin:40px 0 16px;font-weight:700;color:var(--dark);line-height:1.3}
.page-content h2:first-child{margin-top:0}
.page-content h3{font-size:1.3rem;margin:28px 0 12px;font-weight:700;color:var(--primary-dark)}
.page-content p{margin-bottom:18px;color:var(--gray);font-size:1.05rem;line-height:1.75}
.page-content ul,.page-content ol{margin:16px 0 28px 24px;color:var(--gray)}
.page-content li{margin-bottom:10px;line-height:1.7}
.prose{max-width:820px;margin:0 auto}

/* Feature callout box */
.callout{
  background:var(--primary-light);border-left:4px solid var(--primary);
  padding:24px 28px;border-radius:8px;margin:28px 0;
}
.callout strong{display:block;color:var(--primary-dark);font-size:1.05rem;margin-bottom:6px}
.callout p{margin:0;color:var(--gray)}

/* Contact card */
.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;margin-top:20px}
.contact-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:36px;box-shadow:var(--shadow)}
.contact-card h3{margin-bottom:24px;font-size:1.4rem;color:var(--dark)}
.contact-item{padding:16px 0;border-bottom:1px solid var(--border)}
.contact-item:last-child{border:none}
.contact-item strong{display:block;color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:.5px;margin-bottom:6px;font-weight:600}
.contact-item .val{color:var(--dark);font-size:1.05rem;line-height:1.5}
.contact-item .val a{color:var(--primary);font-weight:600}

/* Fees tables */
.fees-table{width:100%;border-collapse:collapse;margin:20px 0 32px;box-shadow:var(--shadow);border-radius:8px;overflow:hidden}
.fees-table thead{background:var(--primary);color:#fff}
.fees-table th{padding:14px 18px;text-align:left;font-weight:600;font-size:.9rem;text-transform:uppercase;letter-spacing:.5px}
.fees-table td{padding:14px 18px;border-bottom:1px solid var(--border);background:#fff;color:var(--gray)}
.fees-table tr:last-child td{border-bottom:none}
.fees-table tr:nth-child(even) td{background:var(--light)}
.fees-note{background:var(--primary-light);border-left:3px solid var(--primary);padding:14px 20px;border-radius:6px;margin:16px 0 32px;font-size:.92rem;color:var(--gray)}

/* Blog list */
.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:30px}
.blog-card{
  background:#fff;border:1px solid var(--border);border-radius:12px;
  overflow:hidden;transition:all .25s;display:flex;flex-direction:column;
}
.blog-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.blog-cover{
  aspect-ratio:16/9;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);
  display:flex;align-items:center;justify-content:center;color:#fff;font-size:2rem;
}
.blog-content{padding:24px;flex:1;display:flex;flex-direction:column}
.blog-cat{
  color:var(--primary);font-size:.78rem;text-transform:uppercase;letter-spacing:1px;
  font-weight:700;margin-bottom:10px;
}
.blog-title{font-size:1.2rem;margin-bottom:12px;font-weight:700;line-height:1.35;color:var(--dark)}
.blog-title a{color:var(--dark)}
.blog-title a:hover{color:var(--primary)}
.blog-excerpt{color:var(--muted);font-size:.92rem;margin-bottom:16px;flex:1}
.blog-more{color:var(--primary);font-weight:600;font-size:.92rem}

/* Footer */
.footer{background:var(--dark);color:#a0aec0;padding:70px 0 20px;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:40px}
.footer h4{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:1px;margin-bottom:18px;font-weight:700}
.footer a{color:#a0aec0;display:block;padding:5px 0;font-size:.92rem}
.footer a:hover{color:#fff;text-decoration:none}
.footer .brand-block img{height:50px;margin-bottom:18px;background:#fff;padding:8px 12px;border-radius:6px}
.footer .foot-desc{margin-bottom:18px;line-height:1.7}
.footer-contact p{margin-bottom:8px;font-size:.9rem}
.footer-contact strong{color:#fff}
.footer-bottom{border-top:1px solid #2d3748;padding-top:24px;text-align:center;color:#718096;font-size:.85rem;line-height:1.7}
.footer-bottom a{display:inline;color:#a0aec0}
.footer-bottom p{margin-bottom:6px}

/* Mobile */
@media (max-width:960px){
  .nav{
    display:none;position:absolute;top:100%;left:0;right:0;
    background:#fff;flex-direction:column;padding:16px;
    box-shadow:var(--shadow-lg);border-top:1px solid var(--border);
    align-items:stretch;
  }
  .nav.open{display:flex}
  .nav a{padding:14px 18px;border-radius:6px;width:100%}
  .nav-toggle{display:flex}
  .site-header{position:relative}
  .hero{padding:60px 0 70px}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero h1{font-size:2rem}
  .hero .lede{font-size:1.02rem}
  .hero-phone{width:100%;justify-content:center}
  .trust-grid{grid-template-columns:repeat(2,1fr);gap:20px;text-align:left}
  .trust-item .num{font-size:1.6rem}
  .why-us-grid,.contact-grid{grid-template-columns:1fr;gap:30px}
  .footer-grid{grid-template-columns:1fr;gap:30px}
  .page-hero{padding:50px 0 40px}
  .page-hero h1{font-size:1.9rem}
  .page-content h2{font-size:1.5rem}
  .cta-band h2{font-size:1.5rem}
  .section{padding:50px 0}
  .topbar{font-size:.8rem}
  .topbar .container{justify-content:center;gap:10px}
  .topbar-links{gap:14px}
  .fees-table{font-size:.85rem}
  .fees-table th,.fees-table td{padding:10px 12px}
  .nav-dropdown-menu{position:static;box-shadow:none;border:none;padding:0 0 0 20px;min-width:auto}
  .nav-dropdown:hover .nav-dropdown-menu{display:none}
  .nav-dropdown.open .nav-dropdown-menu{display:block}
}